trusted since 2018

Your credit
partner in Belgium

Ay Kredieten provides transparent, flexible credit solutions for individuals and businesses — built on trust, speed, and a personal touch.

€1.8B+

total funded

7k+

clients served

98%

satisfaction rate

average decision
< 24 hours

Our services

Tailored credit solutions for your personal and business needs — with clarity and competitive rates.

Personal loans

Flexible financing for your projects, education, or personal needs with competitive rates.

Mortgage solutions

Home and property financing with flexible terms, fast approval, and competitive rates.

Debt consolidation

Simplify your finances — combine multiple debts into one manageable monthly payment.

Investment credit

Leverage opportunities with structured credit for portfolios and business ventures.

What clients say

Real feedback from individuals and businesses we've helped across Belgium.

"Ay Kredieten made the loan process so simple and transparent. I got approved in less than a day!"

— Marie D., Brussels

"Their mortgage team helped us buy our first home with a great rate and zero hidden fees."

— Thomas V., Antwerp

"Debt consolidation through Ay Kredieten saved me over €200 per month. Highly recommend!"

— Sophie L., Ghent

Insights & facts

Data-driven intelligence to empower your financial decisions.

74%of our clients achieve their financial goals within 2 years.
5.2%average rate reduction for clients who consolidate with us.
7k+clients served across Belgium since 2018.
#1in client satisfaction among Belgian credit providers.

Fast approval

Most decisions within 24 hours, with dedicated personal support.

Full transparency

No hidden fees, clear terms from the start, no surprises.

Personal approach

Every client gets a dedicated advisor who understands their unique situation.

Ay Kredieten App

Apply for credit, track your applications, and manage your payments. Coming soon on the App Store.

Pre-order
early access for registered clients

Contact & location

Email

reply@aykredieten.org

Address

Koolmijnlaan 441 3581, Beringen, Limburg, Belgium

Company

Ay Kredieten

All communications are encrypted and confidential.